Highlighted Features
Top key features and benefits
Credit Limit BHD
300 to BHD 20,000
Loyalty Points
Walaa Baytik
Free Global Airport Lounge
Access to over 25 Lounges (six visits per year)
Security
Purchase Protection
Comfortable installments
Over 36 months
KFH-Bahrain Visa “SmartPay”credit card, is an Islamic Shari’a compliant card which provides you with a host of benefits for your optimum convenience and peace of mind.
Our “SmartPay” credit card provides our cardholders another flexible credit solution by offering them a reliable way to manage their credit card payments. The “SmartPay” credit card solution will operate exactly like normal credit cards, but for each payment done by this card; the customer will be able to pay back the outstanding through a monthly installment plan. The customer will be able to choose the suitable installment plan between 1 – 36 months (Easy Payment Plan). This is highly convenient for our clients who would like to make large purchases and repay these over a specific period within the card limits.
- Worldwide Acceptance
- Shari’a Compliant
- Special Discount Offer and Promotions
- 24 hour Call Centre Assistance
- Allows minimum payment of 5% of the outstanding amount
- Extended Warranty
- Up to 50 days Grace Period
- Free supplementary cards that based on the original card limit and is provided upon customer request.
- Contactless Payments
- Secure online transactions
- Walaa Baytik Loyalty Program
- Free Travel Insurance
- Free SMS Alerts
With our Personal Accident Travel Insurance all cardholders, spouses and dependent children can receive cover on a 24 hour basis whilst on trip, with the following benefits when at least 50% of the tickets are purchased with the KFH Classic Credit Card.
BENEFITS |
|
SMARTPAY |
Personal Accident |
Cardholder |
$150,000 |
|
Spouse |
$100,000 |
|
Children |
$7,500 |
Repatriation |
|
$5,000 |
Delayed Departure |
|
$750 |
Loss/Delay of Baggage/Personal Effects |
|
$500 |
Trip Cancellation/Curtainment |
|
$1,000 |
Personal Liability |
|
$150,000 |
Emergency Medical |
|
$40,000 |
Solidary Main Office: +973 17204447 / +973 17567420.
• All claims must be made within 28 days from the event giving rise to the claim.
• Claims must be made on events taken place outside the cardholders place of domicile.
Terms & conditions apply

Walaa Baytik credit card loyalty program will provide you with a wide range of exciting redemption options. For more details please visit rewards.kfh.bh
Download the brochure here
- Fully completed application form (provided by the Bank)
- Original Passport and CPR
- Original copy of recent Salary certificate / Pay slip
- CR copy for self-employed
- Original last 3 months of bank statements (6 months for self-employed)
- Benefit Bureau form (provided by the Bank)
KFH Jazeel Banking Application
At Kuwait Finance House-Bahrain, we strive to bring you the best banking products and services. “KFH Jazeel Banking” mobile application for iOS and Android will allow you to manage every aspect of your credit card through one channel, a finger click away.
To download the app:

KFH-Bahrain Visa “SmartPay”credit card, is an Islamic Shari’a compliant card which provides you with a host of benefits for your optimum convenience and peace of mind.
Our “SmartPay” credit card provides our cardholders another flexible credit solution by offering them a reliable way to manage their credit card payments. The “SmartPay” credit card solution will operate exactly like normal credit cards, but for each payment done by this card; the customer will be able to pay back the outstanding through a monthly installment plan. The customer will be able to choose the suitable installment plan between 1 – 36 months (Easy Payment Plan). This is highly convenient for our clients who would like to make large purchases and repay these over a specific period within the card limits.
- Worldwide Acceptance
- Shari’a Compliant
- Special Discount Offer and Promotions
- 24 hour Call Centre Assistance
- Allows minimum payment of 5% of the outstanding amount
- Extended Warranty
- Up to 50 days Grace Period
- Free supplementary cards that based on the original card limit and is provided upon customer request.
- Contactless Payments
- Secure online transactions
- Walaa Baytik Loyalty Program
- Free Travel Insurance
- Free SMS Alerts
With our Personal Accident Travel Insurance all cardholders, spouses and dependent children can receive cover on a 24 hour basis whilst on trip, with the following benefits when at least 50% of the tickets are purchased with the KFH Classic Credit Card.
BENEFITS |
|
SMARTPAY |
Personal Accident |
Cardholder |
$150,000 |
|
Spouse |
$100,000 |
|
Children |
$7,500 |
Repatriation |
|
$5,000 |
Delayed Departure |
|
$750 |
Loss/Delay of Baggage/Personal Effects |
|
$500 |
Trip Cancellation/Curtainment |
|
$1,000 |
Personal Liability |
|
$150,000 |
Emergency Medical |
|
$40,000 |
Solidary Main Office: +973 17204447 / +973 17567420.
• All claims must be made within 28 days from the event giving rise to the claim.
• Claims must be made on events taken place outside the cardholders place of domicile.
Terms & conditions apply

Walaa Baytik credit card loyalty program will provide you with a wide range of exciting redemption options. For more details please visit rewards.kfh.bh
Download the brochure here
- Fully completed application form (provided by the Bank)
- Original Passport and CPR
- Original copy of recent Salary certificate / Pay slip
- CR copy for self-employed
- Original last 3 months of bank statements (6 months for self-employed)
- Benefit Bureau form (provided by the Bank)
KFH Jazeel Banking Application
At Kuwait Finance House-Bahrain, we strive to bring you the best banking products and services. “KFH Jazeel Banking” mobile application for iOS and Android will allow you to manage every aspect of your credit card through one channel, a finger click away.
To download the app:

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Visa SmartPay Credit Card
Terms and conditions apply